Independent Insurance Advisor · Manitoba & Ontario
Whether you're protecting your family, your income, or your business, I shop Canada's top carriers to find what actually fits — in plain language, with no pressure.
Why most insurance goes wrong
Most people buy insurance once, from whoever was in front of them — and never look at it again. These are the gaps that quietly cost families the most.
A captive agent can only offer their own company's products — so you never see whether something better fits you.
Jargon and fine print make it hard to know what you're actually covered for until it matters most.
One decline makes people assume the door is closed — when the right carrier and product would say yes.
Coverage bought in isolation, with no review as life changes, drifts out of step with your real needs.
The difference
The same coverage can come with very different advice. Here's what working together looks like.
I'm contracted with many of Canada's leading carriers, so I compare the whole market and bring you what genuinely fits — not what one company needs to sell.
I explain the trade-offs in plain language so you make an informed decision. No pressure, no manufactured urgency, no rush.
Health history or a past decline doesn't mean no coverage. I know which carriers fit which situations, so we apply where you're most likely to be approved.
How I can help
Whatever stage you're at, there's a path that fits. Start with the one that sounds like you.
Coverage at 50 to 80 without a medical exam — protecting your family from funeral and end-of-life costs.
Explore →Permanent coverage that builds tax-sheltered cash value — protection and a growing asset in one.
Explore →Use a portion of the Canada Child Benefit to build tax-sheltered wealth your child owns as an adult.
Explore →Protect a new mortgage and growing family with your own portable term policy — not the bank's.
Explore →Corporate-owned strategies, buy-sell agreements, and key-person coverage that protect what you've built.
Explore →Attract and keep talent with a benefits plan built for your team and your budget.
Explore →How it works
A clear path from first call to coverage in place — and a partnership that continues after.
We talk through your situation, health, budget, and goals over the phone. No obligation, no in-home visits.
I compare your options across multiple carriers and show you exactly what you qualify for and what it costs — before any application.
We put your coverage in place and review it each year, adjusting as your life and needs change.
Access to Canada's leading carriers & providers
Learn on your own time
Straight answers and free guides, so you can make confident decisions before any conversation.
Plain-language answers to the questions everyone asks about life, critical illness, disability, and business insurance — plus guides by life stage.
Browse the libraryIn-depth PDF guides for Canadian seniors and for parents building wealth for their children.
Read the guidesClient stories
Real words from the people and families I've helped.
“Trevor walked me through every step and made sure I actually understood my options before I decided anything. No pressure, no rushing — just straight answers. I felt genuinely confident in the choice I made.”
“I'd never worked with a truly independent advisor before Trevor. He laid out real options instead of pushing one product. If your advisor isn't giving you that, get a second opinion — he's the one who showed me the difference.”
“I assumed my health history meant life insurance was off the table. Trevor knew exactly where to look and found me a policy to cover my final expenses. It's a weight off my mind knowing my family won't carry that cost.”
Your advisor
I'm Trevor — an independent insurance advisor, and the dad in that photo. I started My Circle Consulting because I saw how confusing and one-sided insurance can feel. Too often, people are sold a single company's product by someone who can only offer that one shelf, wrapped in jargon and pressure. I wanted to do it differently: represent the client, not the carrier.
As an independent advisor, I work for you. I shop across many of Canada's leading carriers to find coverage that genuinely fits your life, your budget, and your goals — and I explain it in plain language so you can make a confident decision, with no pressure and no rush.
Family is at the center of why I do this. As a husband and father of three, I know what it means to want the people you love protected, and to balance that with everything else life asks of you. That's the lens I bring to every conversation — whether we're protecting a young family, a retiree's legacy, or a business someone has spent decades building.
My mission is simple: to bridge the gap from the insurance world to your world.
When we work together, you're never handed off to a call centre or matched with a stranger. You work directly with me, from the first conversation through every annual review.
Common questions
Let's begin
Book a free, no-pressure consultation, or start with the discovery form and I'll take it from there.
Free · No obligation · Manitoba & Ontario